Germany sees surge in Micro-Cars driven by 15-year-olds as safety concerns mount

Micro-Cars, a niche category of vehicles also known as moped cars, have seen a sharp rise in Germany, with their numbers increasing by nearly 80% from 2022 to the end of 2025, according to data from the Gesamtverband der Deutschen Versicherungswirtschaft (GDV). The fleet grew from approximately 26,000 to around 46,000 vehicles during this period .
These vehicles, which can be driven by 15-year-olds with a moped license, are designed for short distances, reach a maximum speed of 45 km/h, and are often electrically powered. They can be registered with minimal paperwork, making them a practical alternative for many users. However, despite their lower speeds, Micro-Cars were involved in roughly 2,300 third-party liability insurance claims in 2025, translating to 50 claims per 1,000 insured vehicles—a rate comparable to that of standard passenger cars.
Kirstin Zeidler, head of accident research at the GDV, noted that the vehicle structure of a Micro-Car does not compare to that of a small car, leaving occupants at a significantly higher risk of severe or fatal injuries in a collision. The GDV attributes part of the safety issue to a European weight limit of 425 kilograms for Micro-Cars, which restricts the installation of additional safety features such as airbags or electronic stability control. The association has called for higher weight allowances and mandatory safety standards closer to those of passenger cars to improve protection, particularly for young and inexperienced drivers who often use these vehicles as an alternative to parental transport or public buses.
In the Netherlands, a separate trend has emerged, with more than 23% of sold passenger cars (both new and used) in the past year being 16 years or older, the highest percentage recorded to date . Overall, over 1.7 million cars were sold or changed ownership in the country last year, up from 1.67 million in 2024 .
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